U.S. paycheck calculator for salary, hourly pay, and bonus checks
Use this U.S. paycheck calculator to estimate take-home pay, net pay after taxes, and bonus check withholding for people paid by American employers. Enter your pay details, W-4 choices, deductions, and state withholding setup to see what your next paycheck may look like.
Start with your pay details and the estimate updates instantly.
Salary paycheck calculator
Estimate net pay from annual salary, W-4 inputs, deductions, and payroll taxes.
Hourly paycheck calculator
Include regular hours, overtime pay, and year-to-date FICA wages for a better estimate.
Bonus paycheck calculator
Model federal supplemental wage methods plus selected state bonus withholding rules.
Take-home pay calculator
Review gross pay, tax withholding, deductions, and estimated net pay in one place.
U.S. Paycheck Breakdown
| Regular wages in this check | $0.00 |
|---|---|
| Supplemental wages in this check | $0.00 |
| Federal taxable wages | $0.00 |
| FICA taxable wages | $0.00 |
| State taxable wages | $0.00 |
| Regular wage state withholding | $0.00 |
| Supplemental wage state withholding | $0.00 |
| State supplemental method | Manual state percentage |
| Federal income tax | $0.00 |
| Regular wage federal withholding | $0.00 |
| Supplemental wage federal withholding | $0.00 |
| Supplemental withholding method | Combined with regular wages |
| Social Security | $0.00 |
| Medicare | $0.00 |
| Additional Medicare | $0.00 |
| Total state / local withholding | $0.00 |
| Pre-tax deductions | $0.00 |
| Post-tax deductions | $0.00 |
| Employer Social Security | $0.00 |
|---|---|
| Employer Medicare | $0.00 |
| Total employer payroll taxes | $0.00 |
How this U.S. paycheck calculator helps
A U.S. paycheck calculator estimates take-home pay by starting with gross wages and then subtracting federal income tax withholding, Social Security, Medicare, Additional Medicare when it applies, state withholding, and payroll deductions. This page is written for people who want a fast, practical estimate before their next payday.
If you are comparing job offers, checking a pay stub, adjusting your Form W-4, or planning a household budget, this tool gives you a clearer view of what may hit your bank account. It is especially useful for U.S. employees who are paid weekly, biweekly, semi-monthly, or monthly and want a straightforward calculator instead of a long payroll worksheet.
Best for
- W-2 employees in the United States
- Salary and hourly paychecks
- Estimating bonus checks in supported states
- Checking withholding after a W-4 change
- Budgeting after a raise or overtime week
Why this calculator is different from generic paycheck tools
Many paycheck calculators estimate only standard salary withholding. This page goes further by separating regular wages from supplemental wages, accepting year-to-date FICA wages, and supporting bonus paycheck scenarios that often create confusion on real pay stubs.
- separates regular pay from bonus or supplemental pay
- supports combined, aggregate, and flat federal bonus withholding
- shows Social Security, Medicare, and Additional Medicare separately
- includes selected state bonus withholding rules instead of flattening every state
- keeps regular state withholding adjustable for broader U.S. use
Common paycheck questions this page answers
How to use the calculator
What is included in the estimate
Federal withholding
The page uses the 2026 IRS percentage-method tables from Publication 15-T to estimate paycheck withholding based on W-4 style inputs.
FICA taxes
Social Security is calculated at 6.2% up to the 2026 wage base of $184,500. Medicare is 1.45%, and Additional Medicare starts after $200,000 in wages from the same employer.
State withholding
Regular state withholding still uses a simple percentage plus flat amount, and the calculator now adds built-in supplemental wage handling for selected states instead of pretending every state follows the same bonus rule.
Bonus paycheck calculator and supplemental wage rules
Bonus checks, commissions, severance, retro pay, and other supplemental wages do not always follow the same withholding path as regular pay. This calculator lets you model the most common federal methods so you can estimate why a bonus paycheck may look smaller than expected.
For federal withholding, you can compare combined, aggregate, and flat-rate supplemental wage methods. For selected states, the calculator also applies published or state-specific supplemental wage rules instead of assuming every state bonus is taxed the same way.
Supported state bonus withholding coverage
| State group | Current handling on this page |
|---|---|
| California | Separate supplemental payment support with the published 10.23% or 6.6% PIT rates. |
| New York | 11.7% state supplemental withholding estimate, excluding local extras such as Yonkers. |
| Georgia, Illinois, Michigan, North Carolina, Pennsylvania | Flat or published state wage withholding rates applied to supported supplemental wages. |
| Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming | No state wage income tax. |
| All other states | Manual percentage plus flat state or local withholding estimate. |
Why your real pay stub may look different
Payroll systems can differ from one employer to another. Supplemental wages such as bonuses, commissions, and severance may use different withholding rules. Your state may have a formula that is more detailed than the simplified state field on this page, and some cities or counties collect local payroll taxes too.
Your real paycheck can also be affected by employer benefit plans, health insurance, retirement contributions, wage garnishments, union dues, transit programs, and payroll rounding. Use this page as a decision-making estimate, then compare it with your official pay stub for exact numbers.
Who should use a different tool
This page is strongest for W-2 paycheck estimates. You may need a different calculator if you are:
- self-employed or paid on a 1099
- estimating quarterly taxes
- calculating stock compensation or capital gains
- working with retirement distributions or pension withholding
- trying to model an exact state-specific payroll formula
Popular state paycheck guides
These state pages target common U.S. search intent with state-specific guidance and direct links into the main calculator.
Editorial trust signals
- Written in U.S. English for a U.S. payroll audience
- Updated for the 2026 federal withholding year
- Based on IRS and SSA source material linked on the page
- Focused on original guidance instead of keyword stuffing
- Designed to help readers first, not trick search engines